April 21, 2025
Humans have been investing in things for thousands of years. In that time, we’ve amassed a lot of knowledge about growing wealth and preserving it. Unfortunately, most people are unaware of even the most basic investment principles. This article, which lays out rules of investing for Nigerians, seeks to change that. Read more about … Continue reading 10 Rules of Investing for Nigerians who want to Build Wealth
April 21, 2025
A growing number of people want to improve their relationship with money. They realise that unless they become prudent with their funds, they won’t build or preserve wealth. So they’re consuming personal finance content and applying the principles and tips they learn to their lives. One source of this kind of advice is Nigerian … Continue reading Top 6 Nigerian Personal Finance YouTubers in 2025
April 18, 2025
If you’re new to the world of investing, you’re probably a bit dizzy from the sheer number of opportunities open to you. From stocks and ETFS to bonds and treasury bills, real estate and commodities, the offerings are endless. Unfortunately, some people are so attracted by returns that they don’t evaluate their risk appetite … Continue reading What’s Your Risk Appetite? How to Choose the Right Investments for You
April 17, 2025
Ponzi schemes are no new phenomenon in Nigeria. Despite the lessons learned from past fraudulent schemes like MMM and Racksterli, a new scam has emerged under the guise of an investment platform called CBEX. Despite warnings from financial experts and previous scandals, Nigerians continue to fall for such deceptive schemes, risking their hard-earned money. … Continue reading CBEX: Will Nigerians Ever Give Up on Ponzi Schemes?
April 7, 2025
Nigerians who live outside of country often need to carry out financial transactions with people back home. And, sometimes, they have to do more than transfer funds. What happens if they have to collect income from assets situated in Nigeria that they still own, for instance? It’s in situations like this that local bank … Continue reading 7 Local Bank Accounts for Nigerians in the Diaspora
April 5, 2025
Many women in Nigeria are not part of the country’s financial system. According to a 2023 survey by the EFInA, 30% of adult women (that is, 17 million women) were excluded from formal and informal financial services. This data is evidence of the need for financial products for Nigerian women—solutions tailored specifically for them, … Continue reading Top 10 Financial Products for Nigerian Women
April 4, 2025
Stock markets are often a great place to invest. That’s because they allow you to own a portion of some of the largest companies in a country. But the value of stocks isn’t fixed. If your holding is in a solid company, it’s likely to become more valuable over time, despite short-term dips. But … Continue reading What You Should Do When the Stock Market Crashes
March 29, 2025
If you’re in a serious relationship and considering marriage, financial conversations with your intended spouse should be a top priority. Studies show that financial issues are one of the leading causes of divorce worldwide. Read more about Finance Money can make or break a relationship. It influences lifestyle choices. That’s why you need to … Continue reading Talk About Money with Your Intended Spouse
March 29, 2025
It can be tough managing your finances as a young Nigerian, especially with rising costs of living, unstable income, and economic uncertainties. But if you don’t take control of your money now, you might struggle financially in the future. It doesn’t matter where your major source of income is from—whether you’re earning a salary, … Continue reading Tips to Manage Your Personal Finances as a Young Nigerian
March 20, 2025
Are you thinking about ways to build and preserve your wealth as a Nigerian? It’s something that many have begun to consider recently, partly due to rampant inflation. There are indeed several types of investments you can choose from. Some of them will require that you devote time and attention to managing them. Others … Continue reading 8 Types of Investments to Help You Grow Your Wealth in Nigeria
March 20, 2025
If you are new to investing in the financial markets, you might be looking for the most efficient and cost-effective ways to win at it. Here’s a suggestion: think about how to invest in ETFs. In fact, these assets are probably the best option for the newbie, who isn’t skilled at navigating the complexities … Continue reading Investing in ETFs in Nigeria: A Simple Guide
March 18, 2025
Banks are a big part of the real estate ecosystem in Nigeria. They are key financiers in the industry, providing capital for many developments. However, with the increase in interest rates in recent times, companies in this domain are finding traditional lenders too expensive. As a result, they are seeking non-bank funding for real … Continue reading 6 Non-Bank Funding Options for Real Estate Projects in Nigeria
March 17, 2025
Investing in the stock market is now quite easy. These days, there are a multitude of mobile apps that allow you to buy shares of major companies in Nigeria and from elsewhere in the world. This ease of access is drawing a new generation of wealth builders to equities. However, many of them—as well … Continue reading Equity Investing for Regular People: How to Pick a Stock
February 19, 2025
If you know yourself well enough, you’ll be aware that you’re passionate about something (or several things). You are probably so interested in that subject that you can devote a lot of time and effort to it, and not regret doing so. This is why many advise that you monetize your passion and make … Continue reading Monetize Your Passion: Turn Hobbies into Profitable Ventures
February 10, 2025
fintech Financial technology has powered great change across the worlds of commerce and industry for over a decade. The transformations that have come in its wake are only continuing and gaining momentum. As the year 2025 unfolds, we’re likely to see an entrenchment of tech in this area, and the emergence of new applications for … Continue reading FinTech Trends to Watch: How they’ll Shape Businesses in 2025
January 28, 2025
If you’re reading this article, it’s probably because you’re relatively new to investing, and you’d like to know the best ways to go about it. In simple terms, you want to know how to make your money work for you. For many people, learning about this is challenging, partly because of the technical terms … Continue reading Investing for Beginners: How to Make Your Money Work for You
January 24, 2025
If you’re an income-earning adult and you haven’t yet invested in something legitimate that yields returns for you over time, 2025 is the year you should begin to do so. It’s a good idea, even if you don’t have much to start with. Thanks to compound interest, your little investment will grow into something … Continue reading Compound Interest: Why it’s the Financial Superpower You Need in 2025
January 5, 2025
If you run a startup, your Chief Financial Officer (CFO) will be one of your most important hires. The CFO is not only responsible for managing finances but also plays a pivotal role in shaping the financial strategy, optimizing cash flow, and guiding the business through periods of growth and uncertainty. So you must … Continue reading How to Hire a Chief Financial Officer for Your New Startup
January 5, 2025
Businesses in Nigeria are required by law to file their tax returns annually. A tax return is a document that is filed to report income, claim deductions, calculate tax liability, and pay relevant taxes. If you don’t already know how to file your small business taxes, you’ll want to learn about it, just so … Continue reading How to File Your Small Business Taxes in Nigeria
January 2, 2025
In Nigeria, the Taxpayer Identification Number (TIN) is issued by tax authorities and serves as your financial or tax identity as far as the Nigerian government is concerned. As such, individuals and organizations running a business in Nigeria are required to have one. Read more about Finance TIN is issued to corporate bodies by the … Continue reading Facts about Nigeria’s Taxpayer Identification Number (TIN) You Should Know
January 2, 2025
If you run a business in Nigeria, you should know that it must pay taxes to the government. This is standard practice across the world. It applies unless your business generates income below a certain threshold, in which case it would be exempted from paying some of those taxes. As an entrepreneur, you’d want … Continue reading 9 Business Taxes in Nigeria You Should Know
January 1, 2025
With the arrival of 2025, it’s the perfect time to set new goals and refine strategies for financial growth. Whether you’re aiming to save more, invest smarter, or clear debt, the start of a new year offers a blank slate for crafting your Money Resolution. Read more about Finance Why a Money Resolution Matters Financial … Continue reading 2025 is Here! Let’s Make It the Year of Financial Growth
December 11, 2024
The holidays are a time for joy, laughter, and making memories with loved ones, but honestly, celebrating can get pretty expensive. Between travel costs, gifts, and all the festive activities, your wallet might start to feel the pinch. But the good news is, you don’t have to break the bank to have a fantastic … Continue reading Celebrating the Holidays on a Budget
November 13, 2024
Managing your business’s financial records is a task you can’t afford to overlook. Without proper financial recordkeeping, you could lose track of expenses, miss out on deductions, or struggle to prove your revenue if you ever need financing. Read more about Finance Maintaining organized and accurate records keeps your business finances clear, allowing you … Continue reading Tips for Managing Your Business’s Financial Records
November 11, 2024
Each one of our have times when it gets tough, and you need quick financial help. Duing these times, borrowing money from friends or family may seem like the easiest solution. After all, these are the people who care about you the most, and approaching them for a loan feels less complicated than dealing … Continue reading Borrowing From Friends or Family? Read This First
November 8, 2024
Let’s face it – scammers are getting smarter every day in Nigeria, but you can be smarter! Whether you’re doing business, shopping online, or just using social media, knowing how to protect yourself is as important as having a good padlock on your front door. In this article, we’ll discuss some street-smart ways to … Continue reading How to Avoid Scams and Fraud in Nigeria
October 31, 2024
Social media has become vital to modern business, offering companies countless ways to reach customers, promote products, and build their brands. But beyond just marketing, social platforms themselves serve as major revenue-generating tools. Companies use social media to make money through various strategies, from advertising and direct sales to influencer partnerships and content monetization. … Continue reading How Do Companies Make Money from Social Media?
October 30, 2024
Online fraud causes financial losses to people worldwide, which is why payment systems and major banks employ advanced technologies for protection. These systems automatically block all transactions from Nigeria, Botswana, and South Africa. However, just like anyone else, residents of these and other African countries need to pay for apps, software, and digital services. … Continue reading Ultima Cards: Virtual Dollar Visa Cards Now Available to All Residents Across Africa
October 25, 2024
Finance plays an important role in any business. To get the required funds, startups often raise funds from external sources. This act of raising funds can be a make-or-break journey. This is because as a startup founder, you may dream of getting that life-changing investment, but the reality is far more complex. Read more … Continue reading The Investment Trap: Common Pitfalls When Raising Funds
October 25, 2024
In our life journey, major life events will always arise that we need to prepare for, such as getting married, starting a family, buying a home, or retiring. These milestones require more than just emotional readiness; they demand solid financial planning to achieve financial stability. With the rising cost of living and economic uncertainties … Continue reading How to Plan for Major Life Events: A Guide to Financial Stability