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  CreditChex is a background screening, verification and reporting company. It helps individuals, groups and corporate organizations to determine the identity, legal and credit records of the people they want to employ or transact with. This service enables its clients to lower the risk of engaging persons who could cause them physical or financial loss.
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The demand for the sort of service that CreditChex provides is growing. As businesses become more careful with their hiring processes, they’re conducting more background checks on their potential employees. If they don’t have the capacity to do so on their own, they’re outsourcing this function to firms like CreditChex. But it’s not just hiring companies that benefit from CreditChex’s services. Households often have it assess potential house helps on their behalf. It investigates them for possible risks and communicates its findings to prospective or probable employers. It works with landlords as well, to ensure that their tenants are decent characters and are capable of paying rental fees. CreditChex was founded in 2008. Its CEO, Ik Iwu, has run it throughout its 15 years of existence. In that time, the scope and depth of its service have grown, as many more people and organizations have come to appreciate the work that it does. Thanks to word of mouth and its online presence, CreditChex has gained more clients over time. It is now a recognizable player in Nigeria’s market for background check services.
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One of the offerings available from CreditChex is its Know Your Tenant (KYT) service. When it’s hired to do this by a property owner, it collects relevant information about prospective tenants, reviews them, and relays the information it’s obtained to the property owner. The insights it shares with clients in this category can help them decide to either accommodate or reject would-be renters. CreditChex also conducts employee background checks for many kinds of employers, including households looking for a nanny, schools that want a teacher or corporate organizations that are hiring for roles within them. It scours the records available to it and consults with bodies that may hold such information. Then it relays the material that it’s garnered to the employers that have sought its assistance. Businesses that want to ascertain the creditworthiness of possible clients or partners may engage CreditChex to run through publicly available financial data that pertain to them. They may also obtain legal records concerning conflict and debt involving parties with whom they are looking to build professional or commercial relationships.
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Nigerians are increasingly utilizing the sort of service that CreditChex provides. As the number of people and organizations willing to vet their potential employees, tenants and business partners grows, CreditChex should see an even greater demand for its offerings in the years to come. Featured Image Source: CreditChex
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This article was first published on 13th February 2023

ikenna-nwachukwu

Ikenna Nwachukwu holds a bachelor's degree in Economics from the University of Nigeria, Nsukka. He loves to look at the world through multiple lenses- economic, political, religious and philosophical- and to write about what he observes in a witty, yet reflective style.


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