December 11, 2024
The holidays are a time for joy, laughter, and making memories with loved ones, but honestly, celebrating can get pretty expensive. Between travel costs, gifts, and all the festive activities, your wallet might start to feel the pinch. But the good news is, you don’t have to break the bank to have a fantastic … Continue reading Celebrating the Holidays on a Budget
November 13, 2024
Managing your business’s financial records is a task you can’t afford to overlook. Without proper financial recordkeeping, you could lose track of expenses, miss out on deductions, or struggle to prove your revenue if you ever need financing. Read more about Finance Maintaining organized and accurate records keeps your business finances clear, allowing you … Continue reading Tips for Managing Your Business’s Financial Records
November 11, 2024
Each one of our have times when it gets tough, and you need quick financial help. Duing these times, borrowing money from friends or family may seem like the easiest solution. After all, these are the people who care about you the most, and approaching them for a loan feels less complicated than dealing … Continue reading Borrowing From Friends or Family? Read This First
November 8, 2024
Let’s face it – scammers are getting smarter every day in Nigeria, but you can be smarter! Whether you’re doing business, shopping online, or just using social media, knowing how to protect yourself is as important as having a good padlock on your front door. In this article, we’ll discuss some street-smart ways to … Continue reading How to Avoid Scams and Fraud in Nigeria
October 31, 2024
Social media has become vital to modern business, offering companies countless ways to reach customers, promote products, and build their brands. But beyond just marketing, social platforms themselves serve as major revenue-generating tools. Companies use social media to make money through various strategies, from advertising and direct sales to influencer partnerships and content monetization. … Continue reading How Do Companies Make Money from Social Media?
October 30, 2024
Online fraud causes financial losses to people worldwide, which is why payment systems and major banks employ advanced technologies for protection. These systems automatically block all transactions from Nigeria, Botswana, and South Africa. However, just like anyone else, residents of these and other African countries need to pay for apps, software, and digital services. … Continue reading Ultima Cards: Virtual Dollar Visa Cards Now Available to All Residents Across Africa
October 25, 2024
Finance plays an important role in any business. To get the required funds, startups often raise funds from external sources. This act of raising funds can be a make-or-break journey. This is because as a startup founder, you may dream of getting that life-changing investment, but the reality is far more complex. Read more … Continue reading The Investment Trap: Common Pitfalls When Raising Funds
October 25, 2024
In our life journey, major life events will always arise that we need to prepare for, such as getting married, starting a family, buying a home, or retiring. These milestones require more than just emotional readiness; they demand solid financial planning to achieve financial stability. With the rising cost of living and economic uncertainties … Continue reading How to Plan for Major Life Events: A Guide to Financial Stability
October 8, 2024
Starting a business is exciting, but growing and sustaining a business aren’t. This is because growing a business requires more than just a great product or service. One key element that first-time entrepreneurs often overlook is poor financial literacy and its impact on their business. Read more about Business This lack of financial knowledge … Continue reading The Silent Growth Killer: How Poor Financial Literacy Can Kill Your Business
October 8, 2024
As a small business owner in Nigeria, understanding tax obligations is crucial for your business’s survival and growth. Nigeria’s tax laws are complex, and many SMEs struggle to plan their taxes effectively. Despite managing various business tasks, it’s important to have a well-thought-out tax plan to avoid penalties, reduce tax liabilities, and ensure compliance. … Continue reading Tax Planning Tips for Small Business Owners in Nigeria
October 1, 2024
Hey there, small business owners! Let’s talk about something super important but often overlooked – managing your money. I know, I know, it’s not the most exciting topic. But trust me, getting a handle on your finances can be the difference between your business thriving or barely surviving. So, let’s dive into some easy-to-follow … Continue reading Unlock Financial Success: Game-Changing Money Tips for Small Businesses
September 29, 2024
One of the things that confuse most Nigerians is the Nigerian tax system and how to ensure they’re doing it right. If you’re on this table, you probably have heard about the Tax Identification Number (TIN), especially if you’re a business owner or a salary earner, and maybe even wondered what it meant. Read … Continue reading Tax Identification Number (TIN): What You Need to Know
September 28, 2024
Job loss is one of the most dreaded experiences for any employee. Losing your job can feel like the world is crashing down on you especially when you have no other source of income to fall back to. Read more about Finance. One minute you’re so sure that at the end of the month … Continue reading How to Financially Recover from Job Loss in Nigeria
September 19, 2024
As of this article’s writing, Nigeria is in the grip of intense inflationary pressure. On average, prices have shot up 33% in the last year. Energy, food, and transportation costs have soared by much greater margins. If there ever was a need for businesses to adopt smart pricing strategies, it’s now. They’ll either do … Continue reading 4 Pricing Strategies to Help Your Business Survive Inflation
September 12, 2024
It’s back-to-school season in Nigeria again! A time when you can almost hear the hustle and bustle of markets as parents rush to buy school supplies. Many Nigerian parents face the familiar pressure of back-to-school expenses, ranging from new uniforms and textbooks to transportation fees and extra lessons. Read more about Finance These costs … Continue reading Back-to-School Expenses: Saving Tips for Nigerian Parents
September 12, 2024
Imagine this: you’re sitting by the beach, enjoying a warm sunny day, while money quietly flows into your bank account. Sounds like a dream, right? Well, that’s the power of passive income. It’s not some magical money-making scheme; it’s about creating a financial system that works for you even when you’re not actively working. … Continue reading How to Create a Passive Income Stream for Financial Freedom
September 11, 2024
You have probably heard that it’s becoming more difficult to make money from blogging. Pessimists say the prime reason for this is the oversupply of blogs. Sites in this category number in the millions, but most of them barely get read. Read more about Finance But what if I told you that you can … Continue reading 6 Ways to Make Money from Blogging in Nigeria
September 2, 2024
Personal finance management can be overwhelming, especially when juggling multiple responsibilities. With the economic uncertainty, making every naira count is very important. There are practical strategies one can adopt to make every naira count. Read more about Finance Oftentimes, when we talk about financial independence, major financial moves like buying property or investing in … Continue reading 7 Little Changes That’ll Make a Big Difference in Your Finance Management
September 2, 2024
There are many things you can be born with such as being good with singing, being artistic and so on. But financial literacy isn’t one of those things. When it comes to financial literacy, it is learnt. Being financially literate means having the knowledge and confidence to make informed financial decisions, plan for the … Continue reading Financial Literacy: 10 Questions to Ask Yourself
August 29, 2024
One of the proven ways by which you can grow your finances over time and ensure your financial independence is investments. However, it is important to ensure that you are investing your money wisely. Evaluating investment opportunities requires careful thought and analysis but when done right can set you on the path to financial … Continue reading How to Evaluate Investment Opportunities Smartly
August 29, 2024
For freelancers, understand that while freelancing offers many advantages of earning more money, it comes with the huge responsibility of managing your finances effectively. Unlike the regular 9—5 employees, freelancers don’t have the luxury of a steady paycheck, employment benefits, pension plans, or health insurance. This makes financial management highly important to your success. … Continue reading Financial Tips for Freelancers in Nigeria
August 26, 2024
Interest rates are important to any nation’s economic framework. It affects personal finances, business operations, and the overall economy. This is also true in Nigeria. However, not many understand how interest rates are determined. For many, interest rates are arbitrarily determined by individual banks. But nothing can be farther from the truth than that. … Continue reading Simple Guide to Understanding Interest Rates in Nigeria
August 26, 2024
When it comes to proper personal financial management, one important element is savings. As important as savings is to personal financial management, it can be challenging, especially for low-income earners. With the continuously changing economic landscape, rising costs of living costs, and fluctuating inflation rates, there has never been a better time to take … Continue reading 10 Savings Strategies for Low-Income Earners in Nigeria
August 23, 2024
Separating your personal finances from your business finances is necessary for managing your money effectively. Whether you’re running a small business or a side hustle, keeping your finances separate can help you stay organized, avoid tax issues, and protect your personal assets. Here’s a simple guide to help you separate your personal and business … Continue reading How to Separate Personal Finances from Your Business Finances
August 15, 2024
Saving money can feel like a big challenge. But don’t worry, it doesn’t have to be hard. With a few simple changes, you can start saving more money without feeling like you’re missing out. Let’s dive in! Read more about Finance Know Where Your Money Goes The first step to saving money is understanding … Continue reading Saving Money Hacks: Practical Tips to Save More
August 15, 2024
Financial independence is a dream for many. It’s the idea of having enough money to live comfortably without relying on a paycheck. While it might seem like a distant goal, it’s achievable with the right mindset and strategies. Let’s break down what financial independence means and how you can start your journey to achieving … Continue reading Financial Independence: Achieving Early Financial Freedom
August 13, 2024
Investing in shares can grow your wealth over time and achieve your financial goals. However, before investing in shares be armed with proper education to prevent mistakes. Read more about Finance Nigerians are easily drawn to the promises of high returns on investments and passive incomes. So, most of them look into investments in … Continue reading 10 Questions to Ask Yourself Before Investing in Shares
August 13, 2024
When it comes to banking for business, choosing the right bank can significantly impact your company’s financial health and growth potential. Numerous banks are offering a variety of services. So, making the right choice requires careful consideration. Here are nine tips for selecting the best bank for your business. Read more about Business Assess … Continue reading 9 Tips for Choosing the Right Bank for Your Nigerian Business
August 9, 2024
Talking to your children about money is crucial for their future financial success. While you should tell children about money, there are certain things you should avoid saying to your children to ensure they develop a healthy mindset and relationship with money. Read more about Finance Here are ten things you should never tell … Continue reading 10 Things You Should Never Tell Children About Money
July 26, 2024
Starting a business is an exciting journey filled with numerous challenges and opportunities. However, running a successful and sustainable business goes beyond just making sales, it ensures compliance with various regulatory and legal requirements. As an entrepreneur, it is important that you understand and ensure due compliance with these requirements. One such legal requirement … Continue reading Taxation in Nigeria: What You Need to Know as an Entrepreneur
