March 20, 2025
Are you thinking about ways to build and preserve your wealth as a Nigerian? It’s something that many have begun to consider recently, partly due to rampant inflation. There are indeed several types of investments you can choose from. Some of them will require that you devote time and attention to managing them. Others … Continue reading 8 Types of Investments to Help You Grow Your Wealth in Nigeria
March 20, 2025
If you are new to investing in the financial markets, you might be looking for the most efficient and cost-effective ways to win at it. Here’s a suggestion: think about how to invest in ETFs. In fact, these assets are probably the best option for the newbie, who isn’t skilled at navigating the complexities … Continue reading Investing in ETFs in Nigeria: A Simple Guide
March 18, 2025
Banks are a big part of the real estate ecosystem in Nigeria. They are key financiers in the industry, providing capital for many developments. However, with the increase in interest rates in recent times, companies in this domain are finding traditional lenders too expensive. As a result, they are seeking non-bank funding for real … Continue reading 6 Non-Bank Funding Options for Real Estate Projects in Nigeria
March 17, 2025
Investing in the stock market is now quite easy. These days, there are a multitude of mobile apps that allow you to buy shares of major companies in Nigeria and from elsewhere in the world. This ease of access is drawing a new generation of wealth builders to equities. However, many of them—as well … Continue reading Equity Investing for Regular People: How to Pick a Stock
February 19, 2025
If you know yourself well enough, you’ll be aware that you’re passionate about something (or several things). You are probably so interested in that subject that you can devote a lot of time and effort to it, and not regret doing so. This is why many advise that you monetize your passion and make … Continue reading Monetize Your Passion: Turn Hobbies into Profitable Ventures
February 10, 2025
fintech Financial technology has powered great change across the worlds of commerce and industry for over a decade. The transformations that have come in its wake are only continuing and gaining momentum. As the year 2025 unfolds, we’re likely to see an entrenchment of tech in this area, and the emergence of new applications for … Continue reading FinTech Trends to Watch: How they’ll Shape Businesses in 2025
January 28, 2025
If you’re reading this article, it’s probably because you’re relatively new to investing, and you’d like to know the best ways to go about it. In simple terms, you want to know how to make your money work for you. For many people, learning about this is challenging, partly because of the technical terms … Continue reading Investing for Beginners: How to Make Your Money Work for You
January 24, 2025
If you’re an income-earning adult and you haven’t yet invested in something legitimate that yields returns for you over time, 2025 is the year you should begin to do so. It’s a good idea, even if you don’t have much to start with. Thanks to compound interest, your little investment will grow into something … Continue reading Compound Interest: Why it’s the Financial Superpower You Need in 2025
January 5, 2025
If you run a startup, your Chief Financial Officer (CFO) will be one of your most important hires. The CFO is not only responsible for managing finances but also plays a pivotal role in shaping the financial strategy, optimizing cash flow, and guiding the business through periods of growth and uncertainty. So you must … Continue reading How to Hire a Chief Financial Officer for Your New Startup
January 5, 2025
Businesses in Nigeria are required by law to file their tax returns annually. A tax return is a document that is filed to report income, claim deductions, calculate tax liability, and pay relevant taxes. If you don’t already know how to file your small business taxes, you’ll want to learn about it, just so … Continue reading How to File Your Small Business Taxes in Nigeria
January 2, 2025
In Nigeria, the Taxpayer Identification Number (TIN) is issued by tax authorities and serves as your financial or tax identity as far as the Nigerian government is concerned. As such, individuals and organizations running a business in Nigeria are required to have one. Read more about Finance TIN is issued to corporate bodies by the … Continue reading Facts about Nigeria’s Taxpayer Identification Number (TIN) You Should Know
January 2, 2025
If you run a business in Nigeria, you should know that it must pay taxes to the government. This is standard practice across the world. It applies unless your business generates income below a certain threshold, in which case it would be exempted from paying some of those taxes. As an entrepreneur, you’d want … Continue reading 9 Business Taxes in Nigeria You Should Know
January 1, 2025
With the arrival of 2025, it’s the perfect time to set new goals and refine strategies for financial growth. Whether you’re aiming to save more, invest smarter, or clear debt, the start of a new year offers a blank slate for crafting your Money Resolution. Read more about Finance Why a Money Resolution Matters Financial … Continue reading 2025 is Here! Let’s Make It the Year of Financial Growth
December 11, 2024
The holidays are a time for joy, laughter, and making memories with loved ones, but honestly, celebrating can get pretty expensive. Between travel costs, gifts, and all the festive activities, your wallet might start to feel the pinch. But the good news is, you don’t have to break the bank to have a fantastic … Continue reading Celebrating the Holidays on a Budget
November 13, 2024
Managing your business’s financial records is a task you can’t afford to overlook. Without proper financial recordkeeping, you could lose track of expenses, miss out on deductions, or struggle to prove your revenue if you ever need financing. Read more about Finance Maintaining organized and accurate records keeps your business finances clear, allowing you … Continue reading Tips for Managing Your Business’s Financial Records
November 11, 2024
Each one of our have times when it gets tough, and you need quick financial help. Duing these times, borrowing money from friends or family may seem like the easiest solution. After all, these are the people who care about you the most, and approaching them for a loan feels less complicated than dealing … Continue reading Borrowing From Friends or Family? Read This First
November 8, 2024
Let’s face it – scammers are getting smarter every day in Nigeria, but you can be smarter! Whether you’re doing business, shopping online, or just using social media, knowing how to protect yourself is as important as having a good padlock on your front door. In this article, we’ll discuss some street-smart ways to … Continue reading How to Avoid Scams and Fraud in Nigeria
October 31, 2024
Social media has become vital to modern business, offering companies countless ways to reach customers, promote products, and build their brands. But beyond just marketing, social platforms themselves serve as major revenue-generating tools. Companies use social media to make money through various strategies, from advertising and direct sales to influencer partnerships and content monetization. … Continue reading How Do Companies Make Money from Social Media?
October 30, 2024
Online fraud causes financial losses to people worldwide, which is why payment systems and major banks employ advanced technologies for protection. These systems automatically block all transactions from Nigeria, Botswana, and South Africa. However, just like anyone else, residents of these and other African countries need to pay for apps, software, and digital services. … Continue reading Ultima Cards: Virtual Dollar Visa Cards Now Available to All Residents Across Africa
October 25, 2024
Finance plays an important role in any business. To get the required funds, startups often raise funds from external sources. This act of raising funds can be a make-or-break journey. This is because as a startup founder, you may dream of getting that life-changing investment, but the reality is far more complex. Read more … Continue reading The Investment Trap: Common Pitfalls When Raising Funds
October 25, 2024
In our life journey, major life events will always arise that we need to prepare for, such as getting married, starting a family, buying a home, or retiring. These milestones require more than just emotional readiness; they demand solid financial planning to achieve financial stability. With the rising cost of living and economic uncertainties … Continue reading How to Plan for Major Life Events: A Guide to Financial Stability
October 8, 2024
Starting a business is exciting, but growing and sustaining a business aren’t. This is because growing a business requires more than just a great product or service. One key element that first-time entrepreneurs often overlook is poor financial literacy and its impact on their business. Read more about Business This lack of financial knowledge … Continue reading The Silent Growth Killer: How Poor Financial Literacy Can Kill Your Business
October 8, 2024
As a small business owner in Nigeria, understanding tax obligations is crucial for your business’s survival and growth. Nigeria’s tax laws are complex, and many SMEs struggle to plan their taxes effectively. Despite managing various business tasks, it’s important to have a well-thought-out tax plan to avoid penalties, reduce tax liabilities, and ensure compliance. … Continue reading Tax Planning Tips for Small Business Owners in Nigeria
October 1, 2024
Hey there, small business owners! Let’s talk about something super important but often overlooked – managing your money. I know, I know, it’s not the most exciting topic. But trust me, getting a handle on your finances can be the difference between your business thriving or barely surviving. So, let’s dive into some easy-to-follow … Continue reading Unlock Financial Success: Game-Changing Money Tips for Small Businesses
September 29, 2024
One of the things that confuse most Nigerians is the Nigerian tax system and how to ensure they’re doing it right. If you’re on this table, you probably have heard about the Tax Identification Number (TIN), especially if you’re a business owner or a salary earner, and maybe even wondered what it meant. Read … Continue reading Tax Identification Number (TIN): What You Need to Know
September 28, 2024
Job loss is one of the most dreaded experiences for any employee. Losing your job can feel like the world is crashing down on you especially when you have no other source of income to fall back to. Read more about Finance. One minute you’re so sure that at the end of the month … Continue reading How to Financially Recover from Job Loss in Nigeria
September 19, 2024
As of this article’s writing, Nigeria is in the grip of intense inflationary pressure. On average, prices have shot up 33% in the last year. Energy, food, and transportation costs have soared by much greater margins. If there ever was a need for businesses to adopt smart pricing strategies, it’s now. They’ll either do … Continue reading 4 Pricing Strategies to Help Your Business Survive Inflation
September 12, 2024
It’s back-to-school season in Nigeria again! A time when you can almost hear the hustle and bustle of markets as parents rush to buy school supplies. Many Nigerian parents face the familiar pressure of back-to-school expenses, ranging from new uniforms and textbooks to transportation fees and extra lessons. Read more about Finance These costs … Continue reading Back-to-School Expenses: Saving Tips for Nigerian Parents
September 12, 2024
Imagine this: you’re sitting by the beach, enjoying a warm sunny day, while money quietly flows into your bank account. Sounds like a dream, right? Well, that’s the power of passive income. It’s not some magical money-making scheme; it’s about creating a financial system that works for you even when you’re not actively working. … Continue reading How to Create a Passive Income Stream for Financial Freedom
September 11, 2024
You have probably heard that it’s becoming more difficult to make money from blogging. Pessimists say the prime reason for this is the oversupply of blogs. Sites in this category number in the millions, but most of them barely get read. Read more about Finance But what if I told you that you can … Continue reading 6 Ways to Make Money from Blogging in Nigeria
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