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  Have you ever needed urgent money to pay your school fees or invest in your business? Most often, before you receive an emergency loan in Nigeria, the bottlenecks you might encounter in traditional banks can most likely discourage you to get loans from most of these commercial banks scattered throughout Nigeria.
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In an age when financial exclusion is still rife, most times people who are cash strapped tend to forgo opportunities that money can secure. Whether it is to invest in your business or pursue a postgraduate degree, lack of money shouldn’t be a problem so long you’re creditworthy. In this article, we shall place our spotlight on a company that offers a quick credit facility – Page Financials. Page Financials was founded in 2013 by Segun Akintemi, to want to be a one-stop-shop when you need urgent cash, extra income or any other financial services. The founder stated that he established Page after thirty-one years of a banking career. Interestingly, they are authorized by the Central Bank of Nigeria (CBN) and have over 6 years of experience in providing high-quality digital solutions. They are out to help people to make financial decisions that require an urgent need for cash, and Page ensures that clients get what they need, right when they need it. They also offer two categories of loans; personal loans to salary earners and business loans to support Small and Medium Enterprises (SMEs). And they provide loans of between N200k and N5 million to salary earners in Lagos and Ibadan. Subject to permission, issuance time is in less than 3 hours.
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Page Financials also has an investment plan where investors can get up to 20% ROI depending on the amount they invest with the financial service and the tenor. Furthermore, customers can also use Page Financials mobile app to pay bills and transfer money to any bank in Nigeria at a zero-naira service charge, this means you get to save transaction charges any time you transfer money or pay bills with the company’s app. Also, Page Financials is one of the first fintech companies to embrace the ₦0 on transaction charges while performing financial operations. According to the founder:
“Page Financials represents empowerment and opportunities to our customers and we hope to extend this to other Nigerians. We realize that access to finance is sometimes the difference between a great idea and its actualization, whether it is getting a post-graduate degree, moving homes or expanding a business; we are here for well-meaning Nigerians who can achieve these targets and settle their obligations over a convenient period. At Page Financials, the focus is offering our products through the most innovative, convenient and speedy platforms and processes. Customers can easily get access to finance under 3hrs by applying through our website or mobile app, sending an email, calling our contact centre or even visiting the office.”
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This article was first published on 25th January 2022

nnaemeka-emmanuel

Nnaemeka is an academic scholar with a degree in History and International Studies from the University of Nigeria, Nsukka. He is also a creative writer, content creator, storyteller, and social analyst.

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