Science and technology are the foundations of this new generation and the coming one. The stone age is now fading away as science and technology birthing the digital world, is taking over.
China is known to be the leading force in the world’s Technology of the modern age. It has executed excellent innovations that have made living on earth a lot easier and fun.
Nigeria as a developing country might not be there yet to say it has fully adopted science and technology but it’s developing its way to it and creating its footprints in the land of technology through its timely technological innovation.
Below are the current Made In Nigeria Tech Developments, products of technological innovations by Nigerians.
FinTech
Fintech also known as financial technology, is an industry that uses digital technologies to improve the operations & working of the financial industry.
Fintech companies provide services from payment gateways to personal credit through apps with minimal paperwork.
Covid-19 created an ecosystem for FinTech to take advantage of the situation by enhancing value chain propositions in savings, loans & investments.
With competent players like Paystack, Paylater (Carbon), Remita, Kuda bank, and many traditional banks like Access, Sterling, and UBA are focusing on innovating to survive the competition & it is only going to get more competitive.
PayStack a Nigerian made FinTech app was sold later for about N76 billion (over $200m) in an acquisition by Stripe, an American financial services and software company.
Odunayo Eweniyi and Joshua Chibueze are the co-founders of the FinTech company, PiggyVest, Odunayo Eweniyi, co-founder and chief operating officer of PiggyVest, a financial technology company.
PiggyVest is an automated savings and investment platform that helps Nigerians put aside small amounts of money daily, weekly or monthly.
In the tech industry, Fintech companies have attracted the highest share of $120.6 million FDI or foreign investments in 2020 in Nigeria’s tech sector.
e-Learning
With the entry of Covid 19 into Nigeria, the entire country was thrown into a fit of fear. Schools, businesses, churches and other social places had to be closed as deaths were recorded owing to the Covid-19 virus, to maintain security protocols amidst the pandemic—the Covid-19 lockdown.
Some schools had to adopt the E-learning method to keep their students engaged during the lockdown. While some used Zoom for this purpose, others used Nigeria based online learning apps like uLesson to kickstart the e-learning revolution in Nigeria.
However, the two major challenges Nigeria must conquer to help the e-learning technology grow is the country’s lack of power & good internet access.
With regular power supply and Internet outreach & usage, e-learning will gradually gain pace in future even in rural parts of Nigeria, it can create a vast market for e-learning.
There will be many primary, secondary & tertiary education and opportunities for working professionals.
Online Retail Trading And Investing
Nigeria was the second biggest market for online trading in Africa in terms of retail trading volume in 2020 after South Africa.
Online trading refers to trading in the financial markets using a smartphone or internet-connected device, covering share trading, mutual funds, IPOs, portfolio management, commodities, forex etc.
The rise of smartphone usage, alongside the accessibility of less expensive data plans, has made the mobile phone a famous stage for traders, particularly retail traders.
NSE has launched their mobile app called X-Mobile to enhance participation by retail investors in Nigerian capital markets.
Biggest NSE stockbrokers like Stanbic IBTC Stockbroking have started offering their mobile trading apps that have features like portfolio management, and order management on mobile.
Most of the popular trading apps on the Google App store in Nigeria are Forex and Crypto trading related.
Super App
Super App or application is an across the board, multi-utilitarian mobile app that consolidates a few services like communication, financial services, bill payment, food deliveries, gas connections & much more into a single platform.
Super Apps enables a consistent, incorporated, contextualized, & practical experience offered by several apps into one app, offering a platform where customers can access everything digitally.
Jumia, a Nigeria-based e-commerce platform that’s similar to Amazon in its broad catalogue of products, was the first super app in Africa.
The company, which was founded in 2012, has also moved into the payment sector, providing a digital payment system called JumiaPay that’s similar to PayPal
However, the sizable share of the market still goes to the Chinese owned Nigerian based firm, Opay. They made the need for innovations and a creative outlook toward a matured market.
Nigeria has come a long way in its technological advancements but it still has a long way to go. However, the journey of a thousand miles begins with a firm decision and Nigeria has passed that stage to take at least a step.
Featured Image Source: NamagicGot a suggestion? Contact us: editor@connectnigeria.com
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