Nigerians are becoming more conscious of the need to preserve and grow their wealth. They’re not without options in this regard. Stocks, mutual funds, private equity, treasury bills, etc –there’s a long list they can choose from. And then there’s property. You may want to know why real estate is still one of the best investments in 2025.
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Reasons Why Real Estate is a Good Investment
Here’s why real estate is a good investment today, as it has always been.
Tangible Asset with Lasting Value
Unlike stocks or cryptocurrencies, land and property are physical assets. No matter how volatile the market becomes, real estate holds intrinsic value. In Nigeria, the value of land seldom depreciates; in fact, it appreciates over time.
Hedge Against Inflation
As the cost of goods and services rises, property prices and rental income also increase. This makes real estate an excellent way to protect your money from losing value due to inflation.
Constant Demand for Housing
Nigeria has a housing deficit of over 20 million units. It’s easy to tell that, with our growing population and urban migration, demand for residential and commercial properties will remain strong for years.
Multiple Income Streams
Real estate allows you to earn from rentals, short-let apartments, land flipping, and even commercial leases. These streams can provide both short-term and long-term financial security.
Generational Wealth
Nigerians often see real estate as a family legacy. A well-placed plot of land or building can be passed down to children and grandchildren, preserving wealth for decades.
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When is Real Estate a Good Investment?
The following are situations when investing makes the most sense:
- Development of New Areas: Buying land in emerging neighbourhoods before major infrastructure (roads, airports, estates, or universities) arrives often brings huge returns later.
- When Inflation is Rising: Property tends to appreciate faster than the naira loses value.
- When You Have Long-Term Goals: Real estate is not a quick-money scheme. If you want steady wealth growth over 5–15 years, it’s a smart choice.
- When Renting is Profitable: In cities like Lagos and Abuja, rental yields remain attractive, and this makes property ownership worthwhile.
How to Get Into Real Estate Investment in Nigeria
If you are asking yourself how to get into real estate investment, here are practical steps:
Start Small:
You don’t need huge sums of money to begin. Many real estate companies in Nigeria offer payment packages that allow you to pay for land in instalments. Plus, there are a number of cities and districts in which land is still relatively inexpensive.
Research Locations Carefully:
Look for areas with planned infrastructure, government projects, or private estate developments. The value of these spots usually appreciates faster.
Consider Real Estate Investment Platforms:
Some FinTech and real estate startups now allow Nigerians to invest in property with smaller amounts. They do this by pooling funds from the public to buy or invest in bigger projects. Returns are distributed to investors in accordance with their contributions to the total invested funds.
Leverage Partnerships:
You can partner with friends or family to buy property collectively. This spreads risk and increases your buying power.
Seek Professional Guidance:
If you want to avoid being scammed, your best move would be to work with real estate agents, surveyors, and lawyers. You need to ensure that every relevant thing is properly documented.
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Final Words
Inflation, currency fluctuations, and economic uncertainty are themes that feature prominently in our thoughts as Nigerians. Beating these wealth-eroding factors requires that you invest in assets that are both reliable and rewarding. Real estate continues to check these boxes. It’s clear why real estate is a good investment.
So, if you’ve been asking yourself questions like “when is real estate a good investment?” or wondered about how to get into real estate investment, here’s your answer: now is the time to begin.
If you’re in search of help with starting your real estate investments, look no further than Connect Nigeria Real Estate. There, you’ll find land, residential buildings and commercial structures up for sale. You can choose from the hundreds of properties available on the site, and engage the agents or owners who uploaded them.
You can visit the Connect Nigeria Real Estate site HERE.
Find our comprehensive listings of businesses in Nigeria here (https://businesses.connectnigeria.com/)