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The Federal Housing Authority (FHA) has announced that interested Nigerians can now have their own homes based on their financial capabilities. Low and middle income earners who are interested in owning their homes can now do so with N1.5 million. The Managing Director/CEO, FHA , Mr. Terver Gemade explained that this development was targeted at connecting the 17 million housing units’ gap in Nigeria. He said, “We are targeting the middle income earners this time around and we want to ensure that even low income earners can own their homes. We are going to be specific in our target to ensure that the homes are affordable, decent, durable and sustainable.” He continued; “we will make the houses as low as N1.5m, N2m, N3m, N4m and upwards. The N1.5m is for the studio house; what you call the self-contained; and I can assure you that I can give you that for N1.5m.” Gemade said the FHA is looking forward to developing large expanses of land in towns across the country, adding that the pilot scheme has been set in motion in Abuja. He said, “This is to ensure home ownership to Nigerians and this will be replicated in major cities across the country. There has been so much pressure on infrastructure in most places in the country, therefore, we need to develop new towns where we can relieve the pressure on the older town to their infrastructure and the new towns will be sensible, more decent, accommodating and peaceful for the existence of mankind.” On the payment plan, the FHA boss said the Federal Mortgage Bank of Nigeria was set to give out mortgages to interested persons He explained, “Of course, home ownership will be assured by biometrics. We will ensure that we get your bio-data and it will be one thumb-print to one house. Since we are encouraging home ownership, it does not matter whether a big man brings his villagers to come and thumb print because at the end, the villagers will own homes.” he continued, “You will recall that the primary mortgage banks recapitalized last December and we have many of such banks now that have enough liquidity to give mortgage. Remember also that the Nigeria Mortgage Refinancing Company has been inaugurated and the FMBN is also doing its own by providing an e-card. The e-card will help you know how much you have contributed over the years so as to take advantage of the development.” Mr. Gemade spoke on this during the handing over of affairs of the Ministry of Lands, Housing and Urban Development to Mrs. Akon Eyakenyi in Abuja on Monday. Mrs. Eyakenyi stated that she would ensure that the housing deficit in the country was tackled headlong. “We will deploy all government resources that we have to bridge the housing gap,” she said.