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Financial technology is one of the new waves of disruptions in the financial sector that is fueled by the internet of things and the increasing digitalization of the world, and it refers to new technology or innovation that disrupts traditional ways of conducting financial transactions. This includes digitizing processes that were previously handled with paper money and human interaction. Many Fintech products are designed to connect consumers’ finances with technology for ease of use, although the term is also applied to business-to-business (B2B) technologies as well. Fintech has made inroads with dozens of products and has changed the way consumers access their finances, and they are categorized into:
- Payments
- Payment Gateways
- Mobile payments
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With the rapid adaptation of this payment products in Nigeria, platforms like Flutter wave, interswitch and paystack are playing the lead role in making it easy for businesses to start accepting these payments platforms with the click of a button.
- Lending
- Cryptocurrency
- Financial Management
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