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How to Build a Solid Real Estate Investment Portfolio

Real Estate

Indiabulls Real Estate

  How about owning a large chest of real estate investments, spread across several parts of Nigeria—and maybe even beyond? It’s the stuff of dreams for most of us. But while we may eagerly pray that this becomes a reality in our lives, a majority of people really don’t think it’s something they can achieve, at least not on their own.
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However, you’ll be pleased to know that there are paths to making that dream happen for you. We aren’t talking about some shady trick or get-rich-quick scheme. What we’re referring to is a carefully considered journey to starting out in the real estate investment space, and growing your holdings over time. In this article, we’ll show you how to do just that, in a few steps. Here they are:

Save Up Enough Money

Your options will be severely limited in the beginning if you don’t have some money with which to purchase real estate assets. So we suggest building up your savings so you’re able to afford your first investments. Sure, you could borrow some money to finance your initial play in the space, but it’ll be a slower route to the top. Instead, try to shore up your cash reserves by raising your income. For example, improve your skills or acquire new ones in order to secure a better-paying job and/or side hustles that pay well. Do these while containing your expenses. In time, you’ll have more funds at your disposal.

Start with Inexpensive Assets

Your first investments should be in assets you can afford. Go for land within a price band your budget can cover. Note that we aren’t telling you to buy plots in very remote places (unless you’re looking to hold it for the long term). There are locations not too far from major towns and cities which are ‘reasonably’ priced. Find out where they are, and secure them while they’re still within your financial reach. We’ll have more on this below.
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Target Promising Districts

The best districts to invest in are those in the path of rapid urbanization, i.e. those with a city expanding in their direction; and places close to major economic projects, such as industrial parks/production hubs. These areas hold great promise because they’ll attract large populations of new inhabitants in the not-too-distant future. When demand for spaces within such locations rises, their prices will climb as well. That’ll be good news for you if you own land in those places, as it’ll mean that you can sell for a good profit.

Plough Back Earnings

As you cash in on the demand for promising real estate assets, be sure to plough a good deal of your earnings back into new opportunities within the space. That’s in addition to funds you’ve saved from your day job and other income sources. This way, you’ll expand your holdings more quickly. Remember: you’ll be better able to achieve this if you’re keeping your expenses on the low side.

Diversify Your Holdings 

Don’t put all your eggs in one basket (whether it’s a single location or a type of asset). As much as you can, try to invest in diverse localities, and in spaces for varying uses. This enables you to spread your risk and limits the impact of any possible loss you may incur on any single investment.
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Final Words

Building wealth in real estate is no easy feat. It takes a lot of careful planning, patient execution, and a willingness to tweak strategies in line with current realities. But it’s certainly doable. We’ve shown you how. Featured Image Source: Indiabulls Real Estate
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