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  Looking to file an insurance claim and not sure what document would be required? Don’t worry, in this post, I will be sharing with you the basic documents required to file some insurance claims in Nigeria. Where necessary, I will try to provide a little explanation of what a document is. 
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Some of these documents will be provided to you by your insurance company, so you need not crack your head over those. Some insurance companies even have downloadable copies available on their websites for the use of their customers.  Vehicle Insurance – Car Theft
  • Completed Motor Theft Claim Form – in another post, I talked about the need to carry out your own loss assessment before approaching your insurance company to file a claim.
  • Original Vehicle License or a Sworn Affidavit.
  • Purchase Receipt or any legal document that shows proof of purchase and ownership, such as Proforma Invoice.
  • Ignition/Boot Keys.
  • Police Reports (Interim and Final).
  • Motor Insurance Certificate – this is the certificate given to you by the insurance company which shows that they are providing cover for you. 
  • Discharge Voucher or Settlement Intimation Voucher – A Discharge Voucher is a document that summarizes the claims you have made and the amount being offered to you by the insurance company. You will need to sign this document as a way to show that you accepted and have received payment from the company.
Vehicle Insurance – Own Damages 
  • A duly completed motor Accident Report Form Estimate of repairs. 
  • Police report cases involving death and bodily injury.
  • Motor Certificate of Insurance.
  • A Discharge Voucher or in some cases Satisfaction Note.
Vehicle Insurance – Third Party Insurance
  • Completed Motor Accident Report Form.
  • Estimate of Repairs.
  • Evidence of Existence of Insurance Cover (Insurance Certificate).
  • Statement of Claims, Medical Expenses, Loss of Use.
  • Death Certificate/Medical Report (if applicable).
  • Power of Attorney.
  • Police Report in Cases of death or bodily injury.
  • Discharge Voucher.
Property Insurance – Burglary
  • Completed Burglary Claim Form.
  • Purchase Receipts of stolen items.
  • Police Report.
  • Internal Investigation Report.
  • Statement of Claims.
  • Estimate of repairs for damaged doors, etc.
  • Loss Adjuster’s report.
  • Discharge Voucher.

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Property Insurance – Fire 
  • Completed Fire Claim Form.
  • Quotations From 3 contractors, depending on the size of the claim.
  • Fire Brigade’s report.
  • Internal Investigation/Inspection Reports.
  • Purchase Receipts.
  • Loss Adjuster’s Report.
  • Review Of Adjuster’s Reports.
  • Comments from Co-insurers on Adjuster’s Report, if Collective.
  • Co-insurer’s meeting, if the need arises.
  • Discharge Voucher.
Property Insurance – Goods-in-transit 
  • Completed Claim form.
  • Location and status of salvaged. 
  • Particulars of the driver.
  • Particulars of conveying/transit vehicle.
  • Delivery Way Bills.
  • Police Report.
  • Internal Investigation Report.
  • Adjuster’s Report.
  • Discharge Voucher.
Health Insurance – Group Personal Accident and Workman’s Compensation
  • Completed Claim Form.
  • Excused Duty Certificates.
  • Discharge Certificates.
  • Medical Report.
  • Death Certificate.
  • Medical Expenses.
  • Pay Slips for 3 months immediately preceding the accident.
Vehicle Insurance – Public Liability 
  • Completed Claim Form.
  • Estimate of Repairs.
  • Purchase of Receipt.
  • Statement of Claims.
  • Medical Report/Death Certificate.
  • Police Report.
  • Medical Expenses.
  • Power of Attorney.
  • Tax Clearance Certificate.
  • Writ of Summons.
  • Correspondence from Solicitors.
  • Discharge Voucher.
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This article was first published on 24th February 2022


Ifegwu-Mbonu Victor is a Personal Growth and Leadership Trainer who provides training and coaching to individuals and organizations.

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