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  If you’re a great writer and are passionate about specific fields or themes, you could make money writing online about them. Whether your area of interest is small business or sports, tourism or technology, or almost anything else, there’s potentially an audience waiting to read your narration, commentary, and tips.
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Although this avenue for earning an income exists, it’s a bit limited in Nigeria. That’s because of a combination of platform limitations and payment service restrictions. Thankfully, it’s becoming easier these days to make money writing on the web, despite those hindrances. In this article, we’ll talk about 3 places you can begin writing to earn today. Here they are:

Substack

Substack is a newsletter platform that makes it easy for anyone from anywhere in the world to share their reportage and commentary on the subjects they love. It’s used by a broad variety of people—finance professionals, economists, literary critics, psychologists, historians, philosophers, etc. –as a space to share their informed views on the themes they’re interested in. However, Substack isn’t just for credentialed writers. If you’re knowledgeable enough about something and you’re eager to let the world know what you think of it, you can also write your thoughts out. If the public regards your takes as worth paying attention to, they may eventually sign up for your newsletter and become regular readers of your articles. Writers on Substack can set up paid subscriptions for their newsletters if they are in a country that’s supported. However, the platform’s payments collector is Stripe, which isn’t available to most Nigerians. The best way around this limitation is to use a “donate” or “buy me a coffee” button on their content, which has an embedded link that directs one-off contributions from readers to the writers’ chosen account. Nigerian writers can use payment gateways such as Paystack and Flutterwave to receive such funds from readers. You could also get help from family or friends with a functional Stripe account (assuming their account is domiciled in a supported country). To grow your readership (and potentially your receipts) on Substack, consistently deliver writing that your target audience considers valuable. Determining “value” here would involve understanding their preferences and tracking your posts’ performance via platform metrics. Being active on social media can boost traffic and signups, too.

Medium

Compared to Substack, Medium is an older, better-known place for writing. It’s also more widely used by content creators and consumers alike. In addition to these strengths, it has better SEO, so your articles have a higher chance of ranking on Search Engine Results Pages.
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There’s a vast range of writing available on Medium. Business and “make money” niches have become dominant in the past few years. But the site still hosts art connoisseurs, book reviewers, technophiles, science nerds, political commentators, and almost every other kind of enthusiast you can think of. The field is large, and the potential for building a sizeable following for your publication is great. Medium runs a program that allows writers to get paid for the articles they post on the platform, and Nigeria is supposedly one of the many eligible countries. However, because payouts are made to Stripe accounts, most Nigerians cannot enjoy its financial benefits. Much like Substack, you can overcome this obstacle by inserting links in your articles that redirect to an off-site payment page. You could also use affiliate links if you earn by promoting or referring to a product or service in your content. Just make sure you’re transparent about what these links are. You may generate even more money by selling your products or services (courses, ebooks, templates, etc.) to your audience through your articles.

X (Formerly Twitter)

Of the three platforms we’re covering in this article, X is the one with an earnings program that’s most open to Nigerian content creators, including writers. It’s principally a micro-blogging site, so text is the primary means of communication. If you know how to share your thoughts succinctly and weave threads that keep readers’ attention, you could build a nice income generator with it. The current leadership at X emphasises that it’s pro-free speech. This translates to there being an almost limitless range of content types on it. It’s also easier for people to find individuals and organisations in their areas of interest on X than on a lot of other social media sites. Both these foundations make it a great place to earn from content sharing. That said, there’s quite a bar for collecting significant revenues off of X. To qualify for the creator revenue sharing program, you’ll need to be subscribed to X premium (paid), have a minimum of 500 verified followers, and record at least 5 million organic impressions within the previous 3 months. The good thing is that the X platform is set up in such a manner that all of these things are achievable, even for the “regular person”. You just need to produce writing that’s informative, relevant, and can generate lots of responses (including questions, conversations, and debate). The more engaging it is, the more viral it’s likely to become. This, in turn, increases the payout you’ll receive.
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Final Words

In this article, we have discussed 3 platforms that allow you to make money writing online in Nigeria. Please note that none of these are avenues to quick riches. More often than not, you’ll have to put in the work for a while before you begin to see notable returns. So, focus on building community and enriching the minds of your readers with every publication. In time, you will gain in the ways you’ve always dreamed of.
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This article was first published on 10th June 2025
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ikenna-nwachukwu

Ikenna Nwachukwu holds a bachelor's degree in Economics from the University of Nigeria, Nsukka. He loves to look at the world through multiple lenses- economic, political, religious and philosophical- and to write about what he observes in a witty, yet reflective style.

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